Reputask combines non-custodial escrow certainty with mainstream payment rails, ensuring workers get paid and clients receive verified deliverables.

Secure escrow with real-time settlement

Secure escrow with real-time settlement

Funding is verified and locked prior to task execution, eliminating payment defaults backed by trusted payment protocols.

How Payments Work

A hybrid financial architecture that connects conventional payment systems to verifiable on-chain contractual guarantees.

Escrow Before Execution

No work begins without upfront funding certainty. Client capital is deposited into a dedicated escrow structure before tasks become active, shielding workers from non-payment risk.

Fiat-to-Contract Bridge

Clients and workers transact using local currencies and familiar banking rails, while the underlying protocol enforces contract terms and release conditions deterministically.

Milestone-Based Conditional Release

Funds are held securely and released only when deliverables are reviewed and approved by the client, or resolved through decentralized dispute arbitration.

Automated Worker Disbursement

Approved funds trigger automated disbursements directly into the worker verified bank account or digital wallet, reducing payout delays.

Payment Flow

The end-to-end journey of funds from job creation to verified bank disbursement.

The client establishes a job agreement, defining milestone scopes, completion deadlines, and the agreed budget in either Indonesian Rupiah (IDR) or US Dollar (USD). The platform prepares a unique payment request linked to the job contract.

Both parties sign the mutual agreement, and an initial payment intent is generated with explicit validity windows, ensuring clear terms before any funds move.

The client transfers the job amount using their preferred payment method, such as a dedicated Bank Virtual Account or instant QRIS scan. Gateway webhooks notify the backend upon receipt.

Once payment is verified, the escrow status transitions to funded. The job becomes active, locking client funds securely and recording collateral commitments on the protocol.

The worker completes designated deliverables and uploads verifiable proof, including files, links, and completion documentation. The client inspects the submission directly on the platform.

If revisions are required, the client can request structured adjustments within agreed limits while the escrow remains fully secured and protected.

When the client approves the deliverables, the escrow status advances to released. The system automatically triggers an outbound bank disbursement to the worker registered payout profile.

The completed transaction registers as a successful economic interaction, strengthening both parties in the decentralized trust graph.

Supported Payment Infrastructure

Robust integrations with market-leading payment channels, major commercial banks, and instant settlement rails.

Bank Virtual Accounts

Bank Virtual Accounts

Automated, instantaneous payment reconciliation across major Indonesian banks including BCA, Mandiri, BRI, BNI, and Permata.

Instant QRIS

Instant QRIS

Universal scan-to-pay functionality interoperable with mobile banking applications and digital wallets like GoPay, OVO, and Dana.

Direct Bank Transfer

Direct Bank Transfer

Automated outbound disbursement rails with real-time beneficiary account validation prior to transfer.

Multi-Currency Support

Multi-Currency Support

Multi-currency accounting matching client budgets and worker preferences across Indonesian Rupiah and US Dollar.

Reputask is using multiple layers of security to isolate & safeguarding every final transaction

How we secure the payment

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